Working Capital Composition & Bridge
See what makes up net working capital — and which line moved the cash
Signal Lab · Model
Working Capital Composition & Bridge
Split net working capital into the lines that moved — and see which one was the cash drag or release.
Illustrative until you enter your actuals. Not financial advice.
Two balance sheets
Opening and closing (or any two dates). Full BS or services (inventory soft).
Results update live below · Jump to composition
Composition and bridge
NWC both dates, closing mix, and a line-by-line waterfall into Δ NWC.
Δ Bridge waterfall
Asset ↑ absorbs cash · Liability ↑ releases cash. Bars show cash impact; labels show raw Δ.
How this is calculated
- NWC = (Cash + AR + Inventory/WIP + Other CA) − (AP + Accrued + Other CL)
- Δ NWC = Closing NWC − Opening NWC
- Cash impact (assets) ≈ −Δ line (increase uses cash)
- Cash impact (liabilities) ≈ +Δ line (increase provides cash)
- Optional $/day — AR ≈ revenue ÷ days (sales $/day proxy, not AR balance ÷ days). Inv / AP use closing balance ÷ days. Light only. Full days model: CCC Days-to-Dollars.
Further reading (not scraped): Capital One working capital primers, Umbrix liquidity overview. Illustrative — not advice.
Take it with you
Download or email a pre-filled prompt — both BS dates, bridge, and 90-day WC asks.
Email opens your mail client with the prompt in the body (mailto). No account required.